Personal Savings Accounts | The Clay City Banking Company | Flora, IL – Louisville, IL – Fairfield, IL

Hometown Saver

Has to be tied to a Hometown Rewards checking account
Earn 0.70% APY* on all balances
No monthly service fee

Savings Account

Earn competitive interest, paid quarterly
$50 minimum deposit to open
No minimum deposit to open for account holders under age 18

Christmas Club

Guarantee savings to see you through Christmas
Earn interest year-round
No monthly service fee

Money Market Account

Interest rates to reward larger balances
$2,500 minimum deposit to open

Certificates of Deposit (CDs)

Returns may be higher than regular savings for the length of your term
Terms range from 1 month to 5 years
$1,000 minimum deposit to open

Health Savings Account (HSA)

Greater personal control over healthcare management and expenses
Prepare for qualified medical expenses
Earn interest on entire balance

Individual Retirement Accounts (IRAs)

Competitive interest above standard savings rates
Traditional and Roth IRA options
Coverdell ESAs also available