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Turn your real estate goals into grounded reality — whether you're looking to purchase new, expand, renovate, or even develop commercially! Finance facilities that truly fit your needs with a Clay City Banking Company commercial real estate loan. Choose from several convenient options, including flexible terms and competitive fixed or variable rates. Plus, count on neighborly service from your partner in the community!

  • Competitively low interest rates
  • Fixed and variable rates available
  • Use funds for a variety of real estate purposes:
    • Acquire land
    • Purchase new facilities
    • Expand or renovate current facilities
    • Develop commercial units or property
  • Flexible terms that work for you
  • Keen understanding of local business needs
  • Local Southeast Illinois loan decisions
  • Personal, professional service

To process your commercial real estate loan request, we will need the following items:

  • Previous 3 years' tax returns for the business
  • Corporate papers for the business, if applicable
  • Previous 3 years' tax returns for the guarantors/individuals
  • Personal financial statements of the guarantors/individuals
  • Short business plan outlining the proposed loan and needs

Visit any one of our conveniently located branches to obtain a Financial Statement form.