The Clay City Banking Company | Flora, IL – Louisville, IL

Get Rewarded in Cash.

Earn cash back or interest with our free Hometown Rewards checking accounts when you do banking basics.

Mobile banking lets you keep your money close to home — and at your fingertips — wherever you go.

Remember the thrill of your very first car? Pass that on to your child — and reclaim your ride.

No monthly service fee. No balance requirements. Just Regular Checking.

Cool shade. Fresh air. Tire swings. Pay trees back by going paperless.

Avoiding overdraft fees is so easy with anytime account access.

You never know what's down the road. So we made our personal loans flexible enough to cover almost any cost.

Find more time for your business with online access to payroll, ACH transactions, and more.

From adding acreage to repairing equipment, we have the funds to help your farm flourish.

Absorb unexpected costs — or explore new ventures — whenever they arise.