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Fertilize your finances with an agriculture loan from Clay City Banking Company. We don't just offer competitive rates and flexible repayment terms — we've helped farmers and their families finance their livelihood for more than a century. Look no further than just past your fields for financing that understands you and your unique needs. Whether upgrading equipment, acquiring land, or simply making ends meet, we're here to help.

  • Competitively low interest rates
  • Funds available for a full array of agriculture purposes:
    • Farm equipment and vehicle loans
    • Operating loans
    • Livestock loans
    • Land acquisition
    • And more
  • Flexible terms that work for you
  • Farmer's line of credit also available
  • Local agriculture understanding
  • Local Southeast Illinois decision-making
  • Personal, professional service
  • Over 100 years of proven experience in meeting farmers' needs

To process your agriculture loan request, we will need the following items:

  • Previous 3 years' tax returns
  • Agriculture financial statement
  • Cash flow to the upcoming farming year
  • Short plan outlining the proposed loan and needs

Visit any one of our conveniently located branches to obtain an Agriculture Financial Statement form.