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Coast to a straightaway approval on a Clay City Banking Company auto loan. So you can bring home the new or used ride you want, without the hassle. We offer competitively low interest rates and flexible terms. Even get pre-approved for more bargaining power — putting you in the driver's seat at the dealership!



  • Competitively low interest rates
  • New and used vehicles included
  • Get pre-approved to boost your bargaining power
  • Flexible terms
  • Straightforward, accelerated approval
  • Local Southeast Illinois loan decisions
  • Dedicated personal attention

Binge-watching movies all weekend can get a little stale. Infuse some fun into your life with a competitive-rate recreational vehicle loan from The Clay City Banking Company. We offer financing for vehicles made for all types of terrain. Apply today!

  • Competitive rates for a wide range of recreational vehicles:
    • ATVs
    • RVs
    • Motorcycles
    • Boats
    • Personal watercrafts
    • And more!