Hometown Saver

  • Has to be tied to a Hometown Rewards checking account
  • Earn 0.35% APY* on all balances
  • No monthly service fee
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Savings Account

  • Earn competitive interest, paid quarterly
  • $50 minimum deposit to open
  • No minimum deposit to open for account holders under age 18
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Christmas Club

  • Guarantee savings to see you through Christmas
  • Earn interest year-round
  • No monthly service fee
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Money Market Account

  • Tiered interest rates to reward larger balances
  • $2,500 daily balance required to earn interest
  • $2,500 minimum deposit to open
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Certificates of Deposit (CDs)

  • Returns may be higher than regular savings for the length of your term
  • Terms range from 1 month to 5 years
  • $1,000 minimum deposit to open
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Health Savings Account (HSA)

  • Greater personal control over healthcare management and expenses
  • Prepare for qualified medical expenses
  • Earn interest on entire balance
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Individual Retirement Accounts (IRAs)

  • Competitive interest above standard savings rates
  • Traditional and Roth IRA options
  • Coverdell ESAs also available
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