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Hometown Rewards with Interest Checking: *Annual Percentage Yield. If qualifications are met each monthly statement cycle: (1) Domestic ATM fees incurred during the monthly statement cycle will be reimbursed up to $25 and credited to the account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.02%; and (3) balances over $25,000 earn 0.35% interest rate on the portion of the balance over $25,000, resulting in 2.02% - 0.68% APY depending on the balance. If qualifications are not met all balances earn 0.15% APY. Qualifying transactions must post and settle during the monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM-processed transactions do not count toward qualifying debit card transactions. The advertised APY is based on compounding interest. APYs are accurate as of 08/01/2017. Rates may change after account is opened. Limit one account per Social Security Number.

Hometown Rewards with Cash Back Checking: If qualifications are met each monthly statement cycle, we will reimburse you for 2% of the dollar amount of each debit card transaction, up to a maximum of $8 per monthly statement cycle. Domestic ATM fees incurred during the monthly statement cycle will be reimbursed up to $25 if qualifications are met within the monthly statement cycle. The reimbursement amounts will be credited to the account on the last day of the monthly statement cycle.  Qualifying transactions must post and settle the account during the monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. When qualifications are not met, you will not receive cash back on debit card purchases and ATM fees are not refunded.  Rates and rewards are variable and at our discretion may change after the account is opened without prior notice to you.  Rates and rewards are accurate as of 08/01/2017.  Limit one account per Social Security Number.